EQUALS
IFSC CODE: YESB0CMSNOC
PURE
saving
accounts
A convenient, safe and rewarding experience
Our Savings Account is designed to suit your pure savings needs in every stage of life. Continue to earn 6% interest while it remains accessible 24*7 through our extensive Mobile Application and Master Debit Card.
Get Happay HDFC Bank Master Debit Card & directly use your Equals Nidhi Pure Saving Account Balance without any hassle.
Account Features:
It is an account to manage your income and help you organize your money, let you have a monthly savings while enjoying many other benefits:
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Net Banking, Mobile Banking, NEFT, RTGS, IMPS, UPI facility.
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Happay HDFC Bank Master Debit Card.
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No management fee or handling.
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Minimum Monthly Balance "NIL".
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Unlimited free financial consultations through our relationship manager.
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SMS notifications.
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Monthly Account Statement through Email and WhatsApp.
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Rs.1,00,000/- Life Insurance.
Note:
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Minimum amount of deposits for opening a Savings Deposit account is Rs. 1500.
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Amount of Rs.1000/- will be locked for period of 1 Year.
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Enable the depositor to earn high rate of Interest @ 6.00% p.a based on daily minimum balance.
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It’s mandatory to become member of Equals Nidhi Limited by purchasing minimum 10 share of face value Rs.10/- each. Total Shares of Rs.100/-.
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Nomination Facility available for deposits.
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There can be only one Nominee for a deposit account whether held singly or jointly.
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A person legally empowered to operate a minor’s account can file a nomination on behalf of the minor.
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Applicants can make nomination by filling up the prescribed form.
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The nomination details can be changed during the subsistence of the account by filling up prescribed form.
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Life Time Membership Fees of Rs. 200/-.
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Master Debit Card Charges Rs. 531/- inclusive of 18% GST.
Mandatory to complete the KYC Norms.
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Latest photograph
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PAN card
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Any one of the below:
a. Aadhar Card
b. Passport
c. Driving License
d. Job card issued by NREGA
e. Voter ID card -
Account Payee Cheque for 1st deposit.
Equals Nidhi Fixed Deposit offers a lucrative interest rate of up to 11.50% for lock-in period of minimum 24 months, which can go up to 12.00% for Senior Citizens with minimum lock-in period of 6 months. Investing in this FD can help you accumulate your wealth and grow your corpus, with assured returns.
When investing in fixed deposits, you need to invest a lumpsum amount in a single go. However, we all need a stable and secure monthly investment option, where we can deposit a fixed amount regularly to create a corpus over time, in a disciplined manner.
Equals Monthly Income Deposit helps you earn attractive returns on your investments. It’s a 5 year investment plan offering an annual interest rate of 12%, and provides fixed monthly income. If you are looking for a safe investment option that will earn you decent returns, then you should consider Equals Nidhi Monthly Income Deposit.